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Credit card debt hits record $1.14 trillion, New York Fed research shows

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Summary
Nutrition label

90% Informative

Americans owe a record $1.14 trillion on their credit cards, according to a new report from the Federal Reserve Bank of New York .

Credit card balances rose by $27 billion in the second quarter of 2024 , a 5.8% jump from a year ago .

Delinquent borrowers are likely renters, with shorter credit histories and lower credit limits, making them more likely to be financially vulnerable.

These borrowers "may have overextended during the pandemic," the New York Fed researchers said.

VR Score

95

Informative language

96

Neutral language

77

Article tone

semi-formal

Language

English

Language complexity

50

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

short-lived

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